State bank of India provides multiple credit cards to mitigate your financial requirements. SBI credit card offers rewards in the form of travel, dining, shopping, and others. Also, you can enjoy various advantages like a low rate of interest and cashback. If you are one of those looking for a new SBI card or are one of those looking up online to check the SBI credit card status and even want to know the key features and benefits of the card you selected, you are at the correct place. Read on to understand the distinct SBI card features.
However, before this ensure to understand to be eligible for an SBI credit card, you must hold a good credit score of at least 750 and above and have a good income as per the issuer’s requirement. If you fit into the criteria as per the issuer, you are provided with an SBI credit card.
SBI credit cards are categorised into various forms, these include shopping, travel, premium, exclusive, and classic credit cards. Every credit card is unique in its way and comes with various specific offers and benefits like concierge service, balance transfer facility, lounge access facilities, reward points, flexi payment in the form of EMIs, online bill payments and others.
Also Check: SBI Credit Card Status
SBI lifestyle credit cards –
SBI Card Elite
∙ Low currency mark-up fee of 1.99 per cent.
∙ 2 reward points on every spend of Rs 100 on other expenses besides grocery, departmental and dining.
∙ Earn 10 reward points on every spend of Rs 100 on grocery, departmental and dining.
∙ Up to 50,000 reward points as a bonus every year.
Doctor’s SBI card in collab with IMA or Indian Medical Association
∙ 5 x reward points on your buys on 1st July i.e., National Doctor’s Day.
∙ The only card in collab with IMA.
∙ 5 x reward points on international spending, medical supplies and travel bookings.
∙ Professional indemnity insurance cover equaling Rs 20 lakh.
SBI rewards credit cards –
SBI Prime
∙ 20 reward points on spending every Rs 100 on auto payment of utility bills.
∙ Waiver of annual charges when you spend a minimal amount of Rs 3 lakh every year.
∙ 10 reward points for every Rs 100 spent on dining, movies, groceries, and departmental purchases.
∙ Complimentary membership of trident privilege red tier.
Apollo SBI
∙ 1 per cent fuel surcharge waiver throughout India.
∙ Renewal fee reversal on spending Rs 90,000 and above in an annual year.
∙ 3 X reward points for every spend of Rs 100 on any Apollo store or for any Apollo service
∙ Up to 10 per cent off on select Apollo services
SBI Tata Platinum
∙ 1 Empower point on every spend of Rs 100 at other retail stores, except grocery, international transactions, departmental and dining.
∙ 3 X empower points on dining, grocery, international transactions, and departmental store.
∙ Up to 5 per cent value back on buys made at the Tata outlets.
∙ 2 per cent value back on the buys at Croma whether online or in-store.
SBI Tata Titanium
∙ Up to 5 per cent value back on every transaction at Tata outlet.
∙ Annual charge waiver on minimal spending equaling Rs 1 lakh per year.
∙ 3 X empower points on transactions at groceries and departmental stores.
∙ 1.5 per cent value back on buys at Croma whether online or offline.
SBI Shopping card
SimplyCLICK Card
∙ Annual charge reversed on spending Rs 1 lakh every year.
∙ 5 X reward points on another spending apart from a few select merchants.
∙ 10 X rewards points on spending on online platforms of BookMyShow, Amazon, Netmed, Cleartrip and Lenskart.
SimplySAVE Card
∙ 1 per cent fuel surcharge waiver at the petrol pump.
∙ On expenditure of at least Rs 2,000 within 60 days of credit card issuance, you will receive a bonus reward point of 2,000.
∙ 10 reward points on every spend of Rs 100 on dining, groceries, movies and buys at the departmental stores.
∙ 1 reward point on spending Rs 100 every time on other buys.
SBI Unnati Card
∙ 1 per cent fuel surcharge waiver on spending anywhere from Rs 500 to Rs 3,000.
∙ Spend Rs 50,000 and above per year to earn a cash return of Rs 500.
∙ 1 reward point on spending every Rs 100 through the credit card.
Central SBI Select
∙ Receive a Central gift voucher equaling Rs 750 as a welcome gift.
∙ 1 Select point on spending every Rs 100 on retail stores except fuel purchases.
∙ 5 Select points on spending every Rs 100 on movies and dining.
∙ 10 Select points on spending every Rs 100 at Central stores.
Central SBI Select Plus
∙ Receive a Central gift voucher equaling Rs 3,000 as a welcome gift.
∙ 2 Select points on spending every Rs 100 on retail purchases except dining and movies.
∙ 10 Select points on spending Rs 100 on dining and movies.
∙ 20 Select points on spending Rs 100 at any store in Central.
SBI Style Up
∙ Get an FBB voucher equaling Rs 500 within 15 days of paying the annual charge.
∙ 10 X reward points on dining transactions and buys at Big Bazaar and at Food Bazaar and standalone FBB.
∙ Upfront discount of 10 per cent flat when you shop for a select item at FBB and Big Bazaar.
SBI Travel Card
Etihad Guest
∙ Receive an instant discount of as high as 10 per cent on Etihad Airways bookings.
∙ 1 Etihad guest mile on spending every Rs 100 on other retail purchases, except overseas.
∙ 2 Etihad guest miles on spending every Rs 100 overseas.
∙ 3 Etihad guest miles on spending every Rs 100 on Etihad’s site.
Etihad Guest Premier
∙ Up to 10 per cent discount on air miles redemption.
∙ 4 Etihad guest miles on spending every Rs 100 overseas.
∙ 6 Etihad guest miles on spending every Rs 100 on Etihad’s site.
∙ Complimentary Etihad Guest Gold status after the initial transaction with the card.
Yatra Card
∙ Access to the Mastercard airport lounges anywhere in India.
∙ 6 reward points on spending Rs 100 on groceries, dining, movies, entertainment, overseas purchases, and departmental stores.
∙ Rs 4,000 off on international flight tickets on minimal booking value equaling Rs 40,000.
∙ Rs 1,000 off on domestic flight tickets on booking a minimal amount equaling Rs 5,000.